I Need Auto Insurance Help In Colorado
Reader’s Question:
I know that in Lakewood Colorado, where I currently reside, there is a Motor Vehicle Insurance Data Base Law. What information does the database contain and what information is submitted by insurance companies?
Billy
Lakewood, CO
In Colorado, based on auto insurance laws, a statewide database has been established to track compliance and noncompliance within Colorado, of motor vehicle insurance requirements. On a monthly basis, car insurance companies are mandated to submit information on policies issued during the previous month. This information is also submitted to the database by vehicle registration offices on vehicles registered.
The database includes information about your Colorado driver’s license, vehicle, and any information submitted by insurance companies regarding insured vehicles and all individuals listed as insured on your policy. Information submitted by car insurance companies includes: the Vehicle Identification Number (VIN), make and year of the vehicle, and the name, date of birth, driver’s license number, and address of each individual insured or owner on the policy. This information allows for a match to the Colorado State vehicle and driver files. If in case you have been stopped by a police officer and you do not have evidence of insurance in your car or you are not listed in the database as having insurance, your driver’s license is subject to confiscation and suspension. Per CRS 42-2-127.7 you may request for a hearing or present proof of insurance that was valid at the time you were stopped, at a driver’s license office or at 1881 Pierce Street in Lakewood, Colorado.
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