Will Car Insurance Cost Go Up With Speeding Ticket in Illinois?
Reader’s Question:
Hi! I just received a speeding ticket out of state and I am wondering if this will make my car insurance cost go up? I have a good student discount and I would my insurance company find out about the speeding ticket or not? I got it in WI and I live in Bloomington, Illinois.
Jam
Bloomington, IL
Once you have been convicted of the speeding violation, the state of WI courts will likely send the information about this speeding citation back to Illinois. According to Administrative Code information out of state traffic violations will be added to your IL driving record and assigned points.
As for your insurance cost, if the WI speeding violation is put on your Illinois driving record then your insurance provider, could see it the next time they pull your Motor Vehicle Record. Depending upon their rating system this out of state traffic ticket may or may not increase your car insurance premium cost.
What Are The Penalties For Driving Without Insurance in Virginia?
Reader’s Question:
What are the penalties for driving a vehicle without car insurance in Virginia?
Rhonda
Suffolk, VA
Virginia car owners who are uninsured or have not paid the UMV fee will have their vehicle registration and driving privileges suspended. To have your license reinstated the driver must pay a $500 statutory fee, file a an SR-22 or Financial Responsibility Insurance Certificate with the Department of Motor Vehicle for three years and pay a reinstatement fee.
Being cited for driving uninsured will result in fines, cancellation of the registration on all cars that you own or co-own and suspension of your driver’s license. To check the amount of your fine, call the court listed on the citation since the amount can differ depending on the jurisdiction in which you received the ticket. Some VA courts have a system in which you can pay the fine online.
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