Can I get a separate insurance policy with a different insurance company for an additional car in the household? I planning purchase another vehicle and add my 18-year old son as an occasional driver. My current insurance provider said that my car insurance rates will double because they said the car that I am planning to purchase will be driven primarily by my son. I checked different quotes with a different insurance company with myself as the insured and my son as an additional driver and the quote was very low. We live in Baldwin Park California.

Michelle

Baldwin Park, CA

Yes, you can purchase a separate insurance policy for the new car from a different car insurance company in some situations but all insurance providers have to be informed of all drivers and exclude them or rate them on the their car insurance policy.

Additionally, many insurance companies will require the liability limits to be the same on all insurance policies because both policies can be held responsible in certain car insurance claim situations.

You may shop around for car insurance quotes for all the cars to be placed on one insurance policy online.