No more car insurance claim
It’s nearing the end of hurricane season and they are really ripping it up. One category five hurricane just tore through Honduras, so those of us stateside have to really watch it. In addition to that, winter is getting close and in some stats that means pretty cold conditions. What does any of this have to do with car insurance or car insurance claims? It’s easy to observe that when the weather gets worse, so does the driving, and more claims are filed. When it comes to the bad seasons, the best way to keep your car insurance rates down is by avoiding claims, which you can do by taking extra measures to drive safely.
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Drive slow. The faster you drive, the more traction. This causes accidents when it gets out of control, so if you don’t have a vehicle with one of those nifty traction control features, you need to pay special attention here.
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Keep five seconds behind the next car instead of the usual three.
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Do not, by any means, hit the brakes. If you need to slow down, do it gradually and steadily. Cold, icy roads will only send you skidding if you make any sudden movements such as a slam on the brakes.
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If you are driving in areas where there is more ice, be even more careful. These are places like bridges and intersections. In some cases, you may hear that your tires are making a different noise. If you do, take your foot of the gas right away, because you could be rolling over black ice.
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When you’re driving in the snow, drive through the ruts that have been made by the cars gone before you instead of making your own.
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Four wheel drive is good, but it is not god. You still have to be careful in snow.
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You could just stick around the house and sit in front of the fire until things clear up. More cozy, and it’s foolproof, too.
Even taking that advice, it’s still possible to get out of control in bad weather. If you start spinning, don’t hit the brakes and turn the wheel crazily in the other direction. Instead, take it easy, don’t touch the brakes, and turn the wheel at a slow pace in the direction you want to go.
Cheers,
Fashun Guadarrama.
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