Reader question:

If you don’t have a driver’s license, can you buy a car and get it covered by motor vehicle insurance?

Gregory

You definitely can.

It’s a lot harder to find a company that will do this for you, so you will have to do considerably more in the area of shopping around. A good place to start out is where you are right now, online. Get out a good search engine and look around for car insurance companies without a driver’s license. Try getting a free auto insurance quote, and then looking into the companies that give you the best quotes. There are many that will even allow you to buy your motor vehicle insurance policy online, and often offer better discounts if you do this as an incentive.

However, there is one thing that you can’t do while you don’t have a driver’s license, and that is actually drive the car. The insurance would be pretty much useless to you unless the claim filed was for comprehensive coverage. The reason or this is that any other kind of claim would mean that you were driving it, and your car insurance coverage doesn’t cover you driving illegally like that.

Cheers,

Fashun Guadarrama.