California Cheap Auto Insurance

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June 4, 2008 by author · Leave a Comment
Filed under: Free insurance quotes, Insurance comparisons 

Reader’s Question:

I am moving to San Jose, California and I would like to know if car insurance is cheaper there than in New Jersey? What is the point system like in California?

Allan

San Jose, CA

This will depend on different factors if your insurance rates will be cheaper in California than in New Jersey. On the average though California car insurance can be more cheaper than NJ auto insurance.

The average insurance rate in 2003 for a California motorist was $950 while in New Jersey the average was $1,365. That year the national average was $914.

The insurance coverages for California and New Jersey are a quiet different. While liability limits are both set at 15/30/5, personal injury insurance (PIP) is an optional coverage in CA and NJ requires $15,000 worth of PIP to be purchased

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